Your inputs
Weight, purity, transaction price, and currencyCompare your input with current spot value
Gold Bullion Premium Calculator
Enter the item's measured or documented weight, purity and transaction price. Compare the price you enter with the current theoretical fine-gold value; no dealer prices are collected.
Current Gold spot reference
$4,188.96USD · per fine troy ounceData source Twelve Data quoteLast updated Oct 2, 2026, 5:26 AM UTCFX reference date 2026-10-02Status Latest validated provider value — timing follows the source
Outputs
Premium/discount, percentage, and break-even spotNo price scraping
Only the amount you enter is comparedSpecification and intent
Spot value and bullion premium answer different questions
Melt value isolates gold content at spot. Purchase or sale price may be above or below that reference because of product premiums, spreads, taxes, condition and transaction terms.
Interactive tool
Compare an entered transaction price
Enter the fine-content basis and the total price you want to evaluate. Leave price blank until you have a real quote or transaction amount.
Use documented fineness as karat equivalent; 24K = 100%.
Theoretical melt value · USDUnavailable— fine troy oz
Premium / (discount)UnavailableTransaction price less theoretical melt value.
Break-even Gold spotUnavailableUSD per fine troy ounce, excluding future costs.
Enter a positive item weight, purity, and the actual price you want to evaluate.
Premium/discount is your entered price minus theoretical fine-metal value. Break-even spot is expressed in USD per troy ounce. No dealer prices are collected; taxes and fees are included only if present in your input price.
Calculation method
How the result is calculated
Melt value = gross weight × fineness × spot; premium = entered price − melt; premium % = premium ÷ melt × 100; break-even spot = entered price ÷ fine troy ounces.
A positive premium is not a recommendation and a negative premium is not proof of a bargain. The tool does not fetch or rank dealers and excludes taxes or fees unless you include them in the entered price.
Evidence and references
Specification sources
Primary references where available
Information only, not investment advice. Theoretical metal value is not a dealer offer, retail price, jewelry appraisal, assay, or guaranteed sale price.